I hereby authorize the World Bank Group or the World Bank Group's insurers, to pay amounts to the beneficiary(ies) designated on this form. I also agree on behalf of myself and my heirs, administrators and representatives and all persons claiming by, through or under me, that payment of any amounts to the above beneficiary(ies) shall be a complete discharge and release of the World Bank Group for and to the extent of the amounts so paid. I acknowledge that the beneficiary(ies) named for the Benefits Programs I indicated on this form apply only to Benefits Programs to which I have enrolled, and that in the event of any conflicts between enrollment and designation of beneficiaries for a particular Benefits Program, the World Bank Group shall use my enrollment decision and not my beneficiary(ies) designation to determine benefits that shall be paid. If any individual beneficiary designated on this form is not living when any of such amounts would otherwise become owing to him or her, and if no beneficiary shall have been designated hereby or pursuant hereto to receive the same in such circumstances, then such part of all of such amounts not so provided for shall be paid to my estate. I reserve the right to change or revoke the above designation of beneficiary(ies), at any time.